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Paying with plastic is a way of life in the US. Use cash for small items, but pay for everything else with a credit card, if possible. Most hotels require a credit card number to book a room, and an imprint of one upon checking in. And you will not be able to rent a car without one. If your card is lost or stolen, call the toll-free number of your company and you will not be responsible for any further charges made.

There are no real American style malls in San Francisco. The ones that come closest are the San Francisco Shopping Center montague spa (see p51) and the Crocker Galleria (see p50). Other centers are in historic structures such as Ghirardelli and The Cannery (see pp12 13), or have architectural originality, such as the Embarcadero Center (see p50) and the Japan Center (see p99). You will find unusual shops in most of them.

Restaurant waiting staff depend on their tips to make a living the salary paid is barely a tenth of what is needed to make ends meet. The usual gratuity is 15 perr rr cent, though you can reduce it to 10 percent if the service was not to your liking. Taxi drivers should be tipped about 15 percent, and hotel staff should receive $1 whenever they provide any sort of service.

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